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China Taiping i-Secure Legacy II
Product Review
5.0
Introduction
China Taiping i-Secure Legacy II is a whole life insurance that covers Death, Terminal illness and TPD. The plan allows Guaranteed Benefit (GB) multiplier of up to 5 times of basic sum insured before 76 or age 86. There are also optional riders such as EarlyCare Rider (II) to enhance your protection.
How it Benefits you?

Coverage and Benefits

  • Premium term of 5 - 25 years (in intervals of five)

  • Guaranteed Benefit (GB) multiplier – 2x/3x/4x/5x  of main sum assured until 76 or age 86
  • Guaranteed Benefit Multiplier will decrease by 10% each policy year for 5 years and remain at 50% from age 80 or 90 respectively

  • EarlyCare Rider (II) covers up to 137 critical illness across early, intermediate and advanced critical illness

  • EarlyCare Rider (II) pays 20% of sum assured for 12 special benefits condition and 12 Juvenile condition

What we like about the plan?

Basic Guaranteed Benefit (GB) will remain up to the selected age. Thereafter, on each policy anniversary, the GB will reduce by 10% each policy year for 5 years in accordance to ​ the percentage in the table below.

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