1. Guaranteed Issuance Benefit for Insured Child: Option to purchasee any eligible plan(s) made available Manulife for the insured child without medical underwriting within 90 days from the birth of the insured child

2. Pregnancy by In Vitro Fertilisation (IVF), Intrauterine Insemination (IUI) and Intracervical Insemination (ICI) can be covered with additional premium.

3. Cover for up to 2 children born from a single pregnancy of the life insured (mother).

Source: Manulife​

For the expectant Mother

*Pregnancy complications (14):

1. Abruptio Placentae
2. Amniotic Fluid Embolism
3. Choriocarcinoma and Malignant Hydatidiform Mole
4. Disseminated Intravascular Coagulation
5. Ectopic Pregnancy
6. Fatty Liver of Pregnancy
7. Gestational Diabetes Mellitus Resulting in Foetal Macrosomia and Neonatal Hypoglycaemia
8. HELLP Syndrome (Haemolysis, elevated liver enzymes, low platelet count)
9. Miscarriage due to Accident
10. Placenta Increta/Percreta
11. Postpartum Haemorrhage requiring Hysterectomy
12. Pre-Eclampsia with severe features or Eclampsia
13. Still Birth
14. Uterine Rupture

*Hospital Care benefits (8):

• Inpatient psychiatric treatment
• Post-natal Anaemia
• Puerperal Pyrexia
• Pulmonary embolism
• Repair of 4th degree perineal tear
• Septic pelvic thrombophlebitis
• Surgical site infection following Caesarean section
• Uterine infection or transfusion due to retained placenta following birth

Psychotherapy Treatment if the mother is diagnosed with Major Depressive Disorder (MDD) or Generalized Anxiety Disorders (GAD)

For the child

Congenital illness benefits (24):

1. Absence of two limbs
2. Anal atresia
3. Atrial septal defect
4. Biliary atresia
5. Cerebral palsy
6. Cleft lip and cleft palate
7. Club foot
8. Congenital blindness
9. Congenital cataract
10. Congenital deafness
11. Congenital diaphragmatic hernia
12. Congenital Dislocation of Hip
13. Congenital hypertrophic pyloric stenosis
14. Development dysplasia of the hip
15. Down's syndrome
16. Infantile hydrocephalus
17. Patent ductus arteriosus
18. Retinopathy of prematurity
19. Spina bifida
20. Tetralogy fallot
21. Trancheo-Esophageal fistula or Esophageal atresia
22. Transposition of the great vessels
23. Truncus arteriosus
24. Ventricular septal defect

Child Hospital Care Benefit (5):

1. Admission into ICU/HDU
2. HFMD
3. Incubation of newborn child
4. Phototherapy or blood transfusion for severe neonatal jaundice
5. Premature birth requiring care in a neonatal ICU/HDU

Outpatient Phototherapy Treatment Benefit: 1% of the sum insured for each day of rental of a phototherapy machine up to a maximum of 10 days