Maternity 360
Product Review
Maternity 360 is a standalone single premium plan specifically designed to provide comprehensive coverage for the expectant mother and baby over 3 years, which includes pregnancy complications and death. The plan is eligible from as early as 13 weeks into pregnancy.
How it Benefits you?

Coverage and Benefits
for (Expectant Mother)

  • Death benefit: 100% of sum assured

  • * Pregnancy Complications Benefits: Receive 100% of the sum assured if diagnosed with any of the insured pregnancy complications
  • * Hospital Care Benefit: Receive 1% of the sum assured per day if you are hospitalized for any of the insured events, up to 30 days.

Coverage and Benefits
for (Baby)

  • Death Benefit: 100% of sum assured
  • * Congenital illness Benefit: Receive 100% of the sum assured if the baby is diagnosed with any insured congenital illnesses

  • * Hospital Care Benefit: Receive 1% of the sum assured per day if the baby is hospitalized for any of the insured events, up to 30 days.
  • Outpatient Phototherapy Benefit: 1% of sum assured for each day of rental of the phototherapy machine, will be payable, up to a maximum of 10 days.


What we like about the plan?

1. Simplified Application Benefit: Option to take up a new policy based on a simplified health declaration after the birth of the child. 


2. Standalone plan


3. Outpatient phototherapy benefit: Phototherapy treatment due to severe neonatal jaundice

Case Studies

How Maternity 360 protects you and your baby

Mrs Tan, age 30, is 13 weeks pregnant and looking for a plan which provides comprehensive coverage for herself as well as her baby. She signs up for Maternity 360 with a sum assured of $5,000.


Source: Ntuc Income


For the expectant motherList of pregnancy complications (10)

· Abruptio placentae                                               
· Acute fatty liver of pregnancy
· Amniotic fluid embolism                                       
· Choriocarcinoma and malignant hydatidiform mole
· Disseminated intravascular coagulation           
· Ectopic pregnancy
· Placenta increta or percreta                               
· Postpartum haemorrhage requiring hysterectomy      
· Pre- eclampsia or eclampsia                                
· Still birth

Hospital Care benefit: (8)

· Inpatient psychiatric treatment                         
· Post-natal anaemia
· Puerperal pyrexia                                                   
· Pulmonary embolism
· Repair of 4th degree perineal tear                     
· Surgical site infection following caesarian section
· Septic pelvic thrombophlebitis                          
· Uterine infection or transfusion due to retained placenta following childbirth


For the child:
List of Congenital illness: (23)

· Absence of two limbs
· Anal Atresia
· Atrial septal defect 
· Biliary atresia
· Cerebral palsy  
· Cleft lip and cleft palate
· Club foot
· Congenital blindness 
· Congenital cataract
· Congenital deafness
· Congenital diaphragmatic hernia 
· Congenital hypertrophic pyloric stenosis
· Development dysplasia of the hip  
· Down's syndrome
· Infantile hydrocephalus
· Patent ductus arteriosus
· Retinopathy of prematurity 
· Spina bifida
· Tetralogy of fallot
· Trancheo-esophageal fistula or esophageal atresia
· Transposition of the great vessels  
· Truncus arteriosus
· Ventricular septal defect


Hospital care benefit (7)                                  

· Bronchitis (including other lower respiratory tract infection)
· Dengue haemorrhagic fever                                 
· Incubation immediately after birth for more than 3 consecutive days
· Phototherapy or blood transfusion for severe neonatal jaundice
· Pneumonia                                                           
· Premature birth
· Hand, foot and mouth disease



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