Manulife ReadyBuilder (ll)
Product Review
Manulife ReadyBuilder (ll) is a regular premium Whole life endowment plan that offers you the financial flexibility to plan for your saving goals. The plan allows you to withdraw your money from the policy to fund for key milestones in life.
How it Benefits you?


  • Death benefit: The higher of 105% of premiums paid, or 101% of surrender value
  • Waiver of premium upon Total and Permanent Disability (TPD)


  • Flexibility to choose how long you wish to save for with saving premium term of 5,10,15, 20 or single premium
  • Available with cash and SRS
  • Allows you to fully or partially withdraw from the cash value for your financial objectives such as funding child education or lump sum retirement payout


Financial Flexibility

  • In the event of retrenchment, policyholder will receive Lump sum payout of 50% of regular premium or 12.5% of single premium
  • Premium Freeze option to stop paying premium for 1 year
What we like about the plan?

1. Change life insured option by appointing your loved as the policy new life insured to continue wealth accumulation.


2. Flexibility to fully or partially withdraw the cash value of accumulated Bonus.


3. Waiver of premium upon Total and Permanent Disability (TPD)

Case Studies

Jane Doe, age 25, has just join the workforce and is looking to start a savings plan that offers her the flexibility to have access to cash value in the future. She decides to save $5000/year for 10 years.


At age 35, she welcomes her newborn son, John, and appoints John as the new life insured. She remains as the policy owner.


Let’s talk
Please feel free to contact us and we will get back to you as soon as we can.
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Visit Us (Appointment Basis Only)
229 Mountbatten Road Mountbatten Square, 398007
Monday - Sunday
9:00am - 7:00pm