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Etiqa Enrich flex
Product Review
4.0
Introduction
Etiqa Enrich flex is a regular premium Whole life endowment plan that provides wealth accumulation and financial flexibility to plan for your saving goals. The plan provides the option to withdraw your accumulated cash value from the policy anytime you need it to fund for key milestones in life.
How it Benefits you?

Benefit

  • Can act as a gift for legacy planning, and also as a savings plan due to the long policy term maturity   which is on the Policy anniversary immediately before the primary Life insured attains 100 years old.
  • Flexibility to choose how long you wish to save for with saving premium term of 10, 15, 20 years.
  • Death benefit/ TPD Benefit: 101% of the Total Premiums Paid.
What we like about the plan?

1. Capital is guaranteed once the policy reaches its 15th policy anniversary (regardless of your premium term) 

 

2. Option to include another person as the secondary life insured to ensure continuity.

 

3. Flexibility to fully or partially withdraw the cash value of accumulated Bonus.

 

 

 

 

Case Studies

John Doe, age 30, is looking for a plan that is capital guaranteed and that is able to offer flexibility in withdrawal in cash. He opts for a saving term of 15 years. His savings annual premium is $5,148.

 

At age 35, he welcomes his newborn son and appoints him as the secondary life insured to ensure continuity in the plan.

 

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