AIA Premier Disability Cover
Product Review
AIA Premier Disability Cover is a disability income plan that pays a fixed monthly payout to replace the income you would lose if you were unable to work as a result of an accident or illness.
How it Benefits you?

Coverage and Benefits

  • For first 24 months: Receive the monthly benefit if you are unable to perform material duties for your own occupation
  • After 24 months of benefit: Continue receive monthly benefit if you are unable to perform in any occupation reasonably suited base on training, experience or occupation
  • Receive a lump sum of either 24 monthly payout in the event of severe disability or 12 months payout upon death

  • Receive rehabilitation benefit during your road to recovery
What we like about the plan?

 1. Enjoy premium waiver up to age 65 or until you recover from your disability whichever is earlier without discontinuing your insurance coverage.


2. Claim criteria if the insured is unable to perform material duties of own occupation denotes the main purpose of a disability Income policy


3. Shorter Deferment period of 60 days before the monthly benefit is paid


Case Studies

Source: AIA

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