Receive a lump sum of either 24 monthly payout in the event of severe disability or 12 months payout upon death
1. Enjoy premium waiver up to age 65 or until you recover from your disability whichever is earlier without discontinuing your insurance coverage.
2. Claim criteria if the insured is unable to perform material duties of own occupation denotes the main purpose of a disability Income policy
3. Shorter Deferment period of 60 days before the monthly benefit is paid