HSBC Term Protect Advantage
Product Review
Coverage up to
Years old
HSBC Term Protect Advantage is a term insurance that covers protection against Death and Terminal illness. There are optional riders to supplement the coverage such as TPD and critical illness rider.
How it Benefits you?

Coverage and Benefits

  • Get covered until age 90
  • Flexible payment and policy term by choosing how long you wish to pay for the policy
  • Option to increase  your coverage during key milestones in life
  • Surrender value is available when limited premium payment mode is selected
  • Option to add in additional riders for extra layer of protection

What we like about the plan?

1. For limited pay option mode you can receive a surrender value for refund  if you do not wish to continue the plan.


2. Option to convert your term insurance to a whole life or endowment plan in the future.


3. Option to defer your premium terms up to 365 days if you are unemployed for at least 30 consecutive days.


Case Studies

Source: HSBC

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