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Manulife Critical SelectCare
Product Review
4.5
Introduction
Manulife Critical Selectcare is a critical illness term plan that provides protection for advanced stage critical illnesses, special benefit conditions and death benefit. It is suitable for individuals with pre-existing conditions such as diabetes. Application is hassle-free as it only requires 3 medical underwriting questions and do not require medical check-up.
How it Benefits you?

Coverage and Benefits

 

  • Policy term till age 85

  • Death Benefit of $10,000

  • No claims payout: Receive a refund of 25% of total premiums paid if no claim is made

  • Be covered for the following critical illness and special conditions

    1. Heart attack of Specified Severity

    2. Major Cancer

    3. Stroke with Permanent Neurological Deficit

    4. Alzheimer’s Disease/ Severe Dementia

    5. Parkinson’s Disease

    6. End Stage Lung Disease

    7. Fractures of specified sites as a result of accident

    8. Osteoporosis with Fractures

    9. Severe Rheumatoid Arthritis

What we like about the plan?

1. Policy is specifically designed for individuals with pre-existing conditions such as high blood pressure / high blood sugar / high cholesterol or diabetes. 

 

2. Hassle free application with only 3 health underwriting questions

 

3. Receive a 25% payout of total premiums paid if no claim is made at the end of the policy term.

 

Case Studies

Source: Manulife

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