AIA Gold Max
Product Review
AIA HealthShield Gold Max is a Medisave-approved Integrated Shield Plan that offers ''As Charged'' protection against medical bills for a broad range of hospitalization, pre- and post-hospitalization treatments and selected outpatient treatments.
How it Benefits you?

Coverage and Benefits

  • High annual claim limit per policy year of up to $2,000,000
  • Guaranteed lifetime coverage
  • One of the longest pre and post hospitalisation coverage in the market of up to 13 months each
  • Option to add in Vital Health Rider to cover deductible and to cap co-insurance at 5% at $3000 per policy year
  • Eligible for Singaporeans, PR, and Foreigners
What we like about the plan?

1. Early detection screening benefit from age 40 onwards (Mammogram and colonoscopy)


2. First in Market Deductible Waiver Pass Benefit to enjoy zero Deductible regardless of the doctor you consult


3. GP consultations – Receive on demand video consultation at the comfort of your home with Whitecoat and have your medication delivered.













Case Studies

Tom has an AIA HealthShield Gold Max A plan with AIA Max VitalHealth A. He is disgnosed with colorectal cancer, and total medical bill in a private hospital comes up to S$200,000.


AIA HealthShield Gold Max A covers the majority of his medical bill, and Tom incurs a total deductible anc co-insurance of $23,150.

  • Deductible = S$3,500
  • Co-insurance = S$19,650 [10% * (S$2000,000 - S$3,500)]


Source: AIA

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