AIA Mum2baby Choices
Product Review
4.5
Introduction
AIA Mum2Baby Choices is a bundled maternity plan that provides protection for both mother and child from as early as the 13th week of pregnancy and offers guaranteed lifelong protection for child.
AIA Mum2Baby Choices offers 2 bundle options to choose:

1. AIA Mum2Baby Protect – Bundled with AIA Guaranteed Protect Plus lll (Whole life plan)
2. AIA Mum2Baby – Bundled with AIA Pro Lifetime Protector (ILP)
How it Benefits you?

Coverage and Benefits
for (Expectant mother)

  • Death benefit: 100% of supplementary benefit

  • Pregnancy Complications Benefit (14): 100% of supplementary benefit for covered events
  • Hospital Care Benefit (10) for Mother: 2% of insured amount under this supplementary benefit for each day of hospitalization
  • Major Hospitalization Care Benefit: 100% of supplementary benefit if the mother is hospitalized for 31 continuous days or 5 continuous days in ICU

Coverage and Benefits
for (Child)

  • Death benefit: 100% of supplementary benefit
  • Congenital illnesses (25) benefit: 100% of supplementary benefit for covered events
  • Hospital Care Benefit (19): 2% of insured amount under this supplementary benefit for each day of hospitalization

What we like about the plan?

1. AIA Mum2Baby Choices has the option to transfer policy cover from mother to child within 60 days from the Date of Birth of the Child: No medical underwriting on the child shall apply upon such transfer

 

Case Studies

 

Source : AIA

 

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